Should I Accept the Accident Insurance Settlement?

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Should you accept the insurance settlement? Well, not the first one…

Right after an accident, the insurance company will be giving you a call. First off, they’ll want you to give them a recorded statement, but you’ll want to avoid doing that until you speak to a lawyer. It’s a way to get you to slip up and admit some wrongdoing — which could end up costing you money.

But what if they call and offer you a sum of money that sounds like it might cover some of the costs. They can even get the check to you right away!

It sounds tempting, yes? But it’s important not to accept too quickly. Oftentimes, they will throw you a lowball offer in an attempt to reduce their liability. And once you accept the offer, that’s it. There’s no going back, even if new injuries or costs arise as a result of the accident!

Be sure that you have a personal injury lawyer on your side before you accept any insurance settlement. Let them handle the insurance companies so you can focus on your recovery.


If you’re in an accident, make sure you take all the right steps. Even one mistake could cost you hundreds (if not thousands) of dollars.

For a complete list of accident-related insurance questions, the California Department of Insurance is a great resource.

Get the personal attention from a Car and Motorcycle Accident Lawyer you can trust. Unlike other attorneys that treat you like a number, Ryan is determined to get you the help you need and the settlement you deserve.

Call (805) 415-3698 or fill out this form to work directly with Ryan.